Loan Declined? We'll Lower Your Total Monthly Payments by R1,000+ or Your Money Back.
Our 3-in-1 financial recovery plan helps you lower payments, get your cash flow back, and learn to repair your own credit. All for just R295/month.
- Guaranteed Payment Reduction
- Expert Negotiation Service
- DIY Credit Repair Course & Tools
Trapped Between High Bills and Loan Rejections?
We Understand.
If you're here, a lender likely just said "NO." You're stuck in a cycle: your monthly payments are too high, which damages your credit score. But you can't get a new loan to fix the problem because your credit score is too low.
Your 3-in-1 Plan for Financial Breathing Room
Our Two-Step Process to Lower Your Monthly Payments
Our team works on your behalf to free up your cash flow.
We Apply for a Single Loan
First, we explore if we can get you a single new loan to pay off your multiple small accounts, leaving you with one, more affordable monthly payment.
Step 2: We Negotiate Directly
If a new loan isn’t the right option, we contact your current credit providers to negotiate lower installments on your existing accounts.
The Guarantee
We promise to lower your total monthly payments by at least R1,000 using one of these methods, or we will refund your membership fees. This is a support and negotiation service, not debt review.
You Get Instant Savings on Everyday Essentials
Your membership immediately unlocks massive savings.
Members save up to R1750pm at stores like Pick ‘n Pay, Checkers, and Shoprite, plus get up to 40% off airtime and data.
Become Your Own Credit Expert and Avoid Costly Attorneys
Why pay lawyers thousands? We give you the exact knowledge and tools they use.
Your membership includes our complete DIY Credit Repair System, featuring:
A 2-Hour Expert Video Course
In just two hours, learn step-by-step how to read your credit report, identify errors, and build positive credit.
Powerful Legal Templates
Get access to pre-written, effective templates to dispute errors with credit bureaus. Just fill in your details and send.
Take Control for Life
Gain the skills to manage your credit score forever, ensuring you can get approved for the loans you need at the best rates.
Choose Your Simple, Risk-Free Plan
The MyCreditFix Membership Program
- Payment Negotiation Service
- Full Access to Savings Portal
- 2-Hour DIY Credit Repair Course & Templates
Just R295/month. Cancel Anytime.
Hear From Clients Who Broke the Cycle
Being declined for credit was tough. But this program is amazing! I’m saving on airtime and at Shoprite, probably R500 a month already. Plus, I’ve already found errors on my credit report I can fix. Highly recommend!
I was struggling with bills and couldn’t get a loan. With MyCreditFix, I started saving about R150 on groceries in my first week, and the credit course is so easy to follow! I finally feel like I’m taking control.
Why MyCreditFix is the Smartest Choice After a Loan Rejection
Guaranteed Payment Reduction:
We save you at least R1,000 on monthly payments
We Handle the Hard Work:
We manage the applications and negotiations with lenders for you.
A Complete Solution:
We ease your cash flow now AND help fix your credit for the future.
Instant Value:
Your membership can pay for itself through our savings portal alone.
Affordable & Risk-Free:
Our service is backed by a money-back guarantee.